VX Insurance

[Pepino]

i agree with you it was stupid of me to post before thinking, i wasnt expecting such a strong reaction or anything like that. ill keep that in mind and still thanks for making me wake up on the insurance subject, i never thought it was such a big deal i didnt know what could happen without it, but i did my research now and understand everything.
without that strong reaction i would have stayed in the dark side, the evil side, the ignorant side.
thanks for making me come to sense

[JoFotoz]

I see some blanks..IGNORE WORKS!

I bet pepino is unloading 'poor student me' excuses.


Go look at pepino's "gallery"...

He BRAGS...

My Mustangs
My Mini cooper
My Prowlers
My Jeep
My porche


...yet "IT" happily vaunts about having no insurance.


( To quote an awesome movie).......you are a fargin icehole.


....JMHO


jo


PS...sorry if I'm venting...but I've seen several friends almost bankrupt because of uninsured (drivers) iceholes!


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[Pepino]

those are my dads the only car i own its My VX but while i am in emxico i drive the other ones. i am the poor one my dad is the one with the money i just dont want him spending more on me

[JHarris1385]

Jo i think he got the point the first time. You are a little harsh.

Wrecks involving patrons without insurance are what attorney's are for anyways.

[WormGod]

3 months ago a frienf of mine got hit by an uninsured drunk driver, he almost killed my friend, the guy had no insurance no money....

Ooooooh, do I have a story I could share with you that strums that exact same tune then....

I'll just leave it with this Cliffsnote....



The drunk, uninsured, non US citizen that hit me head-on did not live. Had he had insurance, I would have been covered. Had he lived, I could have sued (for what.... who knows). Alas, after 5 years of a lot of lawyers shrugging and looking around, I had to claim it ALL on my auto insurance to pay for my surgeries, my passenger's injuries, my loss if pay and such from being out of work, etc, etc, etc....

Ya man, get some insurance. I realise a lot of non citizens are here for pleasure, school, work, whatever, but those of us who have to live here and abide by every little law in the book end up getting burned for all of the fine print. I am not part of the lynching crowd, but it is good advice and if anything, could save you from getting the skin sued off of your back if something were to happen.

[Pepino]

that happened to you? thats so bad! how are you now?
was he an illegal Mexican?
Actually everytime we are here on vacation we always get international insurance for whatevere the time we spend in America.
But anyway thanks everyone for the advice!

[JoFotoz]

harris...yer right...I was a "Little" harsh...I SHOULD OF BEEN "lots" HARSH

Jo i think he got the point the first time. You are a little harsh..

...come live in Socal...
...come experience the devastation that victims of the uninsured endure.
(WormGods example should be more than enough)


As For...

Wrecks involving patrons without insurance are what attorney's are for anyways.

....

Let the lawyers profit...and the injured/damaged spend ....yet often not recoup.

DUDE......how about nip the problem in the bud...
...so we dont need lawyers?

Nuff said!


jo

[JoFotoz]

Hi pepino....I 'see ' you again...

I got a load of PM's...several saying I was harsh,
..many more saying I was voicing their unspoken feelings

I was told you are gonna step up...and PAY TO PLAY....so I un-iggied you
(is there such a word??)

GOOD FOR YOU...

Sorry for the invectives/diatribe/vituperation/abuse..


Dude...Ya voiced something that many of us hate....
....arrogant indifference to the fate of others.....

I'm glad the LOUDLY voiced opinions of all here , led you to rethink your stance.

No harm..no foul...just a good result all round !....:bgwp:

ATB...hope we are good.


jo


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[Thmstec]

Well, I'm kinda late to the party for this thread..... But I'm 18 with a clean record and USAA insures my car and 3 others for my family. It is going to end up costing me $843 every six months. But I've got an 800$ deductible and less than "full" coverage.

[JHarris1385]

Im glad he did post that info here. If he had not maybe he would never get insurance. But obviously since he did he heard some stong opinions and it might have changed his stance. I understand his point though, Mexican car insurance is second to none, like he said it is practically free. So being young as he and putting myself in his shoes going from practically free insurance (prolly paid for by his father) to on his own and expensive I understand why the risk was taken. Car insurance is not looked at the same here as in Mexico, so his initial opinion prior to cost was cloudy as well.




I just got a quote on my VX, my soon to be wife's Explorer, and my firebird for $123.67 a month full coverage through Geico.

[taylorRichie]

I'm confused...

I thought you were saying insurance was going to be way expensive for you... $2,000 / year isn't expensive!! Even if you're broke. That's way less then the price of gas

I thought you were saying $2,000 /month or something, And I figured, whoa... must be some working visa weird insurance issue.

Kudos on working toward insurance!

[Mr.Badguy]

I have had Progressive insurance, full coverage, on my VX since i got it 2 and a half years ago. I have had to file a claim when i was hit last year, but they were good to deal with. a little perk is that they wave the first speeding ticket up to 14 mph over, so they know that everyone isn't perfect with their speed from time to time. i pay 1000 a year in NJ, and that's full coverage.

to the guy that doesn't have insurance (sorry, i forgot your ID), get insured. you are just going to be another person's headache one day, and you will get one of your own if you get pulled over or sued. It will happen.

[CoastieCosta567]

*****Hey, U.S. Citizen or not there are all out there*****. don't start getting all crazy with people from other counrties living here. I lived in the US for 16 years waiting for my Greencard, and i couldn't drive till i was 21 and get insurance or even go to collage. Now i don't agree with you pepino, cuz i didn't drive and i obayed the law, and u know what, it pays off, cuz if i did and got pulled over i would of been deported back to Costa Rica, or even worse i could of killed some1 or hurt them if i got in an accedent. Now i'm doing my part as i believe, just my openion, I'm serving this country in the militery cuz of what it has given me and i'm thankful, so i think every1 one that comes to the U.S, should serve at least 1 term to give back to the country, Again thats just my openion. anyways Pepino I have to say don't drive with out being insured, not far for the rest of us who pay, cuz the day will come that you will have insurance and your ignorance now will cost you in the future and thats called Karma Bro. Be thankful you are here legally, are going to school, have a drivers licence, now all you need is insurace, find a way bro, just find a way.

[Dare2Dream]

First off, I fully agree that there is no justification for not having insurance. If you feel insurance is too expensive, then you have the option of not owning a car. There is no excuse for reckless endangerment of other's life and property. Those who have stressed this point are absolutely correct. Insurance is a safeguard for all of us, and if it is expensive for you despite the hundreds of insurance companies, then there is a reason for it. If one can't afford a car (including insurance) than don't buy one. Walk, bike, use public transport, carpool, buy a motorbike, a cheaper car...

Secondly, need to make sure that we don't let issues like these turn into xenophobic discussions. Just as there may be some non-US citizens breaking the law, there are plenty of US citizens doing the same, and the opposite is also true. This is a serious issue and not about scoring xenophobic political points.

[VehiGAZ]

I had a big realization yesterday while pricing out insurance for an addition to the stable...

The insurance for a 2006 Mini Cooper S valued at ~$21k was only about 5% more expensive than what I've been paying on the VX! WOW. VX insurance is just HIGH.

The gas savings on the Mini will pay for its insurance, though. :-)