VX Insurance

[So-CalVX]

dunno if anyones ever heard of Wawanesa but they insure my 00 Ram and my VX for just under $200 a month and I don't have a very good record. Full coverage on both.

[Ldub]

I know everyone is going to say that im crazy and that im so dumb but guess what i havent insured my Vx since i have had it, everyone can hate me lol but i think insurance here is so expensive i dont have a social security number and dont have an american drivers license and i am here as a student with my student visa, i cant get a social security number because i dont work and i dont have to get an american driving license for a year, my Mexican driver license works here, and no im not an illegal who swam through the border lol
i tried getting insurance but everywhere i looked i didnt get below 1000 dollars each month, In Mexico we insure all of our cars for like maybe 50 dollars a year for each of our cars its so cheap! and it works really good
so what im trying to do is send my VX to Mexico i cant legalize i becaus eit was made in japan and you can only legalize cars made in America but my dad has some contacts that can "Legalize" it as it is so i could get insurance in mexico bring it back to wisconsin and then im done, but i would have to send it back to mexico like every six months

I don't know if you're planning to go to Moab or not, but if you are, stay the hell away from me.
I have NO time for those who are too ignorant or irresponsible to carry insurance, & will most likely report you to the nearest authorities, just to get you off the road.
Do I make myself clear???

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BTW, I'm with Progressive.

[taylorRichie]

BTW my insurance is less than $120 for:
2000 VX full coverage
1998.5 Audi A4 Full Coverage
2008 Vespa GTS 250 ie full coverage

With State Farm... My house is also insured with them.

Utah must have pretty low rates...

[WormGod]

BTW my insurance is less than $120 for:
2000 VX full coverage
1998.5 Audi A4 Full Coverage
2008 Vespa GTS 250 ie full coverage

With State Farm... My house is also insured with them.

Utah must have pretty low rates...

Yep, getting a huge insurance package with the same insurance is always gonna yield a better price. I have my VX, WRX, and home insurance on State Farm. They consider it a package, but my vehicle and home are paid in different statements. I cant complain really, especially since I have had a few claims on my cars in the passed 5 years, none of which increased my premium.

Both cars, combined monthly, I pay roughly $120 - full coverage with the WRX driven over 15k miles a year and less than 7,500 on the VX.

Of course, age, driving record, claim history, and location always play a pretty big factor, so there is no such thing as that "One Universal Rate", heh.

[rowhard]

Ldub, I couldn't say it any better if I tried.

[JGeorge264]

Farmers here, for $299 total a month we have:

full coverage 99 vx
full coverage 01 dodge dually (sp?)
liability 86 nissan 300zx (with 18 yr. old son as the registered driver - $115 right off the top for that one.)
full coverage on 01 Raptor quad, 05 yfz450 quad,
full coverage on 19' toy hauler trailer,
full coverage 16' flat bed trailer,
and
full coverage Bayliner 16' bass boat

[JGeorge264]

almost forgot - Amen LDub!

[JoFotoz]

pepino...you inspired me!

I know everyone is going to say that im crazy and that im so dumb but guess what i havent insured my Vx since i have had it, everyone can hate me lol but i think insurance here is so expensive i dont have a social security number and dont have an american drivers license and i am here as a student with my student visa, i cant get a social security number because i dont work and i dont have to get an american driving license for a year, my Mexican driver license works here, and no im not an illegal who swam through the border lol
i tried getting insurance but everywhere i looked i didnt get below 1000 dollars each month, In Mexico we insure all of our cars for like maybe 50 dollars a year for each of our cars its so cheap! and it works really good
so what im trying to do is send my VX to Mexico i cant legalize i becaus eit was made in japan and you can only legalize cars made in America but my dad has some contacts that can "Legalize" it as it is so i could get insurance in mexico bring it back to wisconsin and then im done, but i would have to send it back to mexico like every six months

"Inspired me" to learn how to use the IGNORE function on this site for the first time ever.

But just before I drop your sad a@@ into the black hole.....

....may I say that the sooner you get nailed for a rolling stop ,the better.
Something simple..NO OTHER PARTIES INVOLVED....ya know...no hurt/dead people...no costly repairs for a 3rd party that YOU are not covered for.


You wanna play...ya gotta pay.
Only COMPLETE arrogance allows YOU to justify your actions.


Now...where is that IGGY button...ah there it is.....


......ZAP.....yer gone.

jo

[Pepino]

lol everyone is against me i see how it is lol
i understand all of you perfeclty fine, but i dont have a job and just for being an international student and not having a social security number my rates go up to at least 1000 a month, i dont have money...
i know that no matter how good of a driver you are accidents can and will happen, all of you can hate me but why is insurance so expensive here in america and more in wisconsin i have looked and looked and looked and cant get cheaper than 1000.
believe me i know how stupid it is driving without insurance but it was either get a fuel eficent car and instead of paying for so much gas i could get insurance or getting the best car in the world (the VX) and using the money that could go for insurance in gas.
i am still looking for insurance and trying to come up with the money for it
but dont worry at the end of this month i wont be driving an uninsured car for at least 3 months when i come back to america
i know you all hate me but i still love you lol

[Ldub]

but why is insurance so expensive here in america and more in wisconsin i have looked and looked and looked and cant get cheaper than 1000.

It's because there is a never ending supply of ash hats like yourself that drive without insurance...the rest of us get to pay for your inconsiderate ways through higher premiums...THANKS

And you can knock off the cutesy "lol" crap any time.

[VXIRONwoMAN]

Be careful Pepino... If you end up getting nailed by a cop for a silly traffic stop and they find out you have no insurance... you may get your student visa revoked. And that wouldn't be good.

Sorry everyone on here seems to be using you as a punching bag for all the millions of uninsured drivers out there.

[Pepino]

its okay i understand them but they are not in my shoes...
3 months ago a frienf of mine got hit by an uninsured drunk driver, he almost killed my friend, the guy had no insurance no money he is in jail now.
I come here to ask about insurance and to see how it works here and i get called names and everything just because i dont know, i think insurance here works way different than insurance in Mexico.
sorry for my ignorance about this subject, i just wanted help but i got something else.

[taylorRichie]

Being new here I was pretty "easy going" in my first response... Didn't want to turn anyone off.

You say... They're not in my shoes... well... you're not in ours...

I have had to pay out of POCKET, ~$1,000 for a claim because of an uninsured motorist. I could have gone after them civilly but it's really not worth it.. It would have cost me over $1,000 in my time alone.

If you can't afford insurance how do you have a VX. And since you can't afford insurance (even liability) then you should take the bus.

Do us all a favor, sell the VX, buy a metro, and then you should have the money to keep it insured for a while.

[Pepino]

ill save the money and will get insurance, in the next week... ill work it out
i understand all the hostility and i am in your shoes too, if i get hit by an uninsured driver its even worse for me so i think i know how bad is to be uninsured.
well i dont completly understand how insurance works but for everyones good ill get it as soon as possible, ill get my american driving license this weekend hopefully that will bring the price a little.
I spend at least 20K a semester for school living expenses and car maintenance,
my dad is the one with the money he is the one who gave me a price range and i chose th VX he bought it for me, but i thought i was already making him spend too much money on me so i didnt want him spending another 2K dollars a year, but ill see how much money ill come up with this week and ill get it

[Ldub]

[QUOTE=Pepino;126537]I come here to ask about insurance and to see how it works here and i get called names and everything just because i dont know,QUOTE]


Lets clear something up...no one jumped on your case for asking a question.
You voluntarily shared information that you have never insured your VX...
Seriously, you're college educated, what did you expect?... congratulations?

I commend you for making an effort to get insured, but sometimes, thinking things through before posting them on a public forum, is in your best intrest.