I dunno about all that, boots shredded? With no lift? Weird. I would go with the 106K and take the 3K and save it for a rainy day, or upgrades. I skim through the posts on the forum and see that most of the common problems are more time created, vice mileage. Those with 50K miles have the same common problems as those with 100K miles.
Just my 2 cents, of course, mine has 120K miles, so I am biased