Thanks Nick for the pointers, you asked that i let you know how the prices compair.

Adrian Flux £815 fully comp, £200 excess, breakdown cover

Sureterm 4x4, £709 fully comp, £300 excess, no breakdown but covers green laning!

Will keep you up to date on how it goes, i have to get it this week anyway! God i hate answering the same 50 questions over and over!