Sorry to hear about the misfortune Bob and hope all goes well with the repairs and the insurance company.
If they end up totaling the VX and you don't buy it back and fix it on your own, you might consider taking any mods or add-ons, like a roof rack, off and selling them on the forum.
When I had my '69 Camaro get totaled the insurance company only said it needed to roll when they came and got it from in front of my house. Needless to say they pretty much got a rollling chasis and it wasn't rollini' on my mag wheels and Mickey Thompson N50's....