Don't know if any members know that you can run your credit report each year for free from the 3 credit report companies:
Equifax
Trans Union
Experian
Go to: annualcreditreport.com and run your report for free. Requires some personal information, but I have never had a problem.
I do my credit report each year and check for errors and fraud.
I am always susprised how many companies run credit reports on you without your authorization. It does not effect your credit report score when they run a report.
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