Something just doesn't seem fair...

[Lease-V-cross]

Yeah...sorry...its late.......I'm at 640 right now.
I am way under the mileage.
According to my lease I have to return the car under 100,000...so I'm OK on that.
I think my bank is just (once again) using fear to get me to buy this VX.

[Moncha]

See what other agencies will offer for an interest rate.. You don't have to stay with the bank you are at.

[Ruflyf]

I think just about any bank will work with you with a 600+ credit score. That does sound like a big payemnt though, if you are truly happy with the car, let it go and start searching for one to make your own.

[Joe_Black]

Check with some local credit unions. They're not regulated like banks and have a lot more latitude in lending. Both of our VX's were done through the local credit union we were able to join and the highest interest rate was about 6%, and that was years ago before the rates dropped. That beat the crap out the best rate the bank I work for could do, and it's one of the top-ten largest banks!