Whoa, guys - we are not comparing apples to apples here...

Everyone's policies are not the same - there are differences in liability limits, collision coverage, non-collision coverage, uninsured/under-insured motorist coverage, towing, glass, etc. This is like comparing what each of us paid for a bag of groceries without considering what's inside.

That said, I'm in suburban CT, a 36 yr old married home owner with great credit and a clean (enough) record:

I'm paying Amica Mutual $1350 with a $500 deductible, but that doesn't take into account the 20% dividend for the auto policy they have been paying out at the end of the year, so really it's more like $1080 net.