insurance for our vx's

[johnnyapollo]

I'm paying almost $2000 per year in Atlanta - $500 deductible. I shopped it around once and couldn't find anything cheaper in this zone/area than State Farm.

-- John

[VehiGAZ]

Another lesson - stay away from Geico. Their entire business model is based on getting you to sign with cheap rates and then jacking them on you as soon as possible for any reason they can, like - God forbid - making a claim. The gecko is EVIL!!!

I've never heard of the "accident adjustment" surcharge, and I'm kinda surprised you got hit with it (although I guess I shouldn't be from your run-down of your trials and tribulations) - I've always heard that State Farm is a very good and honest company.

I've had nothing but good experiences with Amica - they don't constantly scan your record for speeding tickets, they don't seem to care if you have a couple of tix in your past, and they don't screw you for making a claim. I will never leave them.

[Groovium]

Ahh, so groovy to be able to drink from this well of knowledge...I should get my VX soon and insurance has been on my mind, given their rarity and the fact they're proudly known as PERFORMANCE (cha-ching) UTILITY (cha-cha-CHING) vehicles...anyway, my own record's pretty good these days, except for the 3 accidents in 12 months where I've been hit by other drivers and their cell phones...I will call Amica and State Farm and the Auto Club for quotes.

[IndianaVX]

I would just definatly stay away from allstate. talk about scammers. my hands are too tired to tell you about my experiance, and it could be from the injurys i sustaned from drunk driver passing me on my left, as i made a left turn. allstate screwed me bigtime.

[rowhard]

WOW, I and I thought I was paying to much, guess I should consider myself lucky.

I pay 175.00 a month for 3 vehicles, (5 months for a 6 month premium) 06 Suzuki Grand Vitara, 01 Vehicross, 89 Ford F150

I have 100-300 comprehesive and 500 colision deductibles and most of the other stuff.

AMEX Assurance Co. thru COSTCO

[Tone]

I paid around $70 a month for my VX with $500 ded but I'm over 40 and have at least one speeding ticket on my record at all times.

My 01 ML55 which cost $65K new costs LESS to insure! But then again it is a sub 6 second 5 door PUV

[mbeach]

The VX's (when we had 2) each cost $105 per month. Full coverage, over 30, $500 deductable, 50/100k limits. Clean driving records.

This is LESS than my WRX, and the same as my M3. The only vehicle that cost me more to insure was my S14, and that was in New Jersey.

I assume that it's high because of the cost/availability of replacement body parts.

[E-ZooZoo One]

BFE, West Virginia… $218.93/month – with a $500 Deductible


Oh, but wait…
That's for ALL FOUR vehicles!

1993 Mercury Capri XR2 (Liability Only – 100K)
1997 Isuzu Rodeo -lifted (Full Coverage – 100K/300K/100K)
1999 Isuzu VehiCROSS (Full Coverage – 100K/300K/100K)
2000 Mitsubishi Galant (Full coverage – 100K/300K/100K)

And it will probably come down a little bit once the VX is out of its prorated mid-term / add-a-vehicle-to-the-policy period… roughly $10 or $15 dollars less per month.

[Mikeys00vx]

Full coverage with comprehensive and collision..$500 deductible costs me $960 per year in Charlotte, NC.

Mikey

00 Foxfire 40k

[AnalogVX]

Bodily Injury 100k/300k
Property Damage 100k
Uninsured/Underinsured Vehicle/Bodily injury 100k/300k
500. deductible
$745. year, only vehicle, over 40 no minor drivers.

They even took care of my off road damage to my fender. I was straight up about it and they said no problem, just don't file another claim in 2 years and my rates won't go up. I have been with them for 15 years. Oh yea, no tickets since 1985. (having said that, I will get a ticket tomorrow, **knocks wood**)

[Kenny]

For comparision in my part of Canada I pay $1,500 CAD/year (~$1,300 US), $500 deductable, $250,000 liability - and that's with maximum 25% discount with good driving!!! (photo radar tickets do not go against the licence.. )

In Manitoba there is only one insurance company and it's sort of controlled by the government, so no shopping around for pricing.

(And that's cheap when compared to a minimum $300/month for my old 1987 motorcycle.)

[Chopper]

Under 1000 per year, 1 grand ded, 3 vehicles, ovr. 30, good records (and credit, it counts- alot!) '99 Lightning style F150, VX, '01 Z3 M Coupe.