Quote Originally Posted by etlsport
how can you keep it off my driving record by paying a higher fine?
I didn't say you could - but when people "plea-bargain" speeding tickets they always seem to go for a reduced fine which is peanuts. If the prosecutor and/or judge is willing to bargain, you might as well go in asking for something that is worth real $$ in your pocket, not penny-ante crap.

I would make the argument that it does not serve the state's interest for the insurance companies to milk you when some portion of that money could go into the state's coffers instead. Of course that argument also implies that the whole system is corrupt including the court's role in it all and if you get a smart judge in a bad mood, he might realize you are making that implication and decide to make you pay for speaking the truth.