Sorry to hear about the accident. We just finished getting raked over the coals by our insurance company when my son totaled his 2002 Elantra GT. They offered a low ball price based off recent sales in the area (turns out they original offer was based off 1 vehicle in the state that was deemed comparable). I gave them info from autotrader, NADA, Kelley Blue Book, and Ebay and was told those were not accurate representations of selling prices ????? Had them recalculate using a larger area than just Michigan and they came back with an offer that was $700 less. At this point the only offer I was left was to pay $200-300 to get an independent apprasial and have that apprasier meet with the insurance companies independent appraiser and have them settle on a price (I would not be involved in this negotiation). Decided that the original offer was the safe way, as I could have got a lower $ amount and had to cover the cost of the appraisal. Hopefully you can have better luck with insurance, but don't be rushed. It took me almost 2 months of bickering. Good luck